Disclaimer

1. Education-only content

All content provided on this Platform — including guides, checklists, workflow systems, negotiation frameworks, templates, calculators, Playbook materials, region-specific resources, and related content — is provided for general educational and informational purposes only.

Nothing on this Platform constitutes:

• Legal advice
• Real estate brokerage services
• Agency representation
• Fiduciary services
• Financial advice
• Tax advice
• Investment advice
• Mortgage advice
• Escrow services
• Closing services
• Regulatory compliance advice

The Platform does not provide personalized advice. You are solely responsible for obtaining advice from qualified licensed professionals in your jurisdiction before making legal, financial, tax, disclosure, contract, or transaction decisions.

2. No brokerage or agency relationship

OnYourTerms.home is not a real estate brokerage and does not provide representation in any transaction.

Use of this Platform does not create:

• A fiduciary relationship
• An agency relationship
• A brokerage relationship
• A client relationship
• A legal advisor relationship
• A financial advisor relationship

You remain solely responsible for your decisions, actions, negotiations, disclosures, documents, and transaction outcomes.

3. No professional-client relationship

Accessing or purchasing any product, guide, template, tool, or region edition on the Platform does not create any professional-client relationship between you and the Platform.

No communication, template, workflow, calculator output, negotiation framework, or platform feature constitutes individualized legal, financial, tax, or brokerage advice.

4. Jurisdictional variation

Real estate rules, standard forms, disclosure obligations, licensing rules, deposit handling practices, title or closing procedures, lawyer or notary involvement, and local expectations vary by:

• Province
• State
• Municipality
• County
• Local board or market practices

Although the Platform may provide region-specific educational materials, laws, regulations, forms, and practices may change and may differ from what is described on the Platform.

You are responsible for independently verifying requirements with qualified professionals where appropriate, including but not limited to:

• A licensed real estate lawyer
• A notary or closing professional
• A title company
• A licensed real estate professional
• A qualified accountant or tax advisor

5. No guarantee of outcomes

The Platform makes no representation, warranty, or guarantee regarding:

• Sale price
• Timeline to sell
• Negotiation outcomes
• Buyer performance
• Deposit security
• Contract enforceability
• Closing success
• Regulatory compliance
• Financial results

Results depend on many factors outside our control, including local market conditions, the specific property, the buyer, the contract terms, the professionals involved, and your own decisions.

6. Calculators and tool limitations

Any calculators, estimators, projections, comparisons, templates, or workflow tools on the Platform are simplified educational aids only.

• They do not account for every variable.
• They may contain assumptions or inaccuracies.
• They should not be relied on as professional advice.
• They do not replace legal review, closing review, or financial review.

You are responsible for independently confirming all figures, deadlines, fees, documents, and transaction details.

7. No warranty of accuracy, completeness, or availability

While we aim to provide structured and useful educational material, the Platform makes no warranty that:

• Content is accurate
• Content is complete
• Content is current
• Content is error-free
• Content applies to your specific situation
• The Platform will always be available or uninterrupted

All content and services are provided “as is” and “as available.”

8. External links and third-party services

The Platform may link to or rely on third-party websites, services, providers, tools, forms, payment processors, or external resources.

We do not control and are not responsible for third-party content, availability, policies, accuracy, security, or performance. Your use of any third-party service is at your own risk and subject to that third party’s own terms and policies.

9. Communications are not professional advice

Any communication from us — including email, platform messages, support replies, updates, or general responses — is provided for general informational and customer-support purposes only unless explicitly stated otherwise.

Such communications do not create a professional relationship and do not constitute legal, brokerage, tax, financial, or transaction advice.

10. Assumption of risk

Selling property independently involves legal, financial, practical, and transaction-related risk.

You assume full responsibility for:

• Contract decisions
• Disclosure decisions
• Negotiation strategy
• Compliance with applicable law
• Selection of professionals
• Financial consequences
• Transaction execution and closing outcomes

The Platform is not liable for decisions you make or actions you take based on educational content.

11. Limitation of liability

To the fullest extent permitted by applicable law, OnYourTerms.home shall not be liable for any loss, damage, claim, dispute, cost, or expense arising out of or related to your use of the Platform.

This includes, without limitation:

• Direct damages
• Indirect damages
• Incidental damages
• Consequential damages
• Lost profits
• Failed transactions
• Contract disputes
• Legal disputes
• Missed deadlines
• Reliance on inaccurate or incomplete information

Your use of the Platform is entirely at your own risk.

12. Updates, modifications, and discontinuation

We may update, modify, suspend, remove, or discontinue content, features, tools, region editions, or parts of the Platform at any time without notice.

“Lifetime updates” refers only to updates within a purchased region edition for so long as that edition remains maintained and offered by the Platform.

We may change, replace, suspend, or discontinue any edition, feature, or content at our discretion.

13. Acceptance

By accessing, using, or purchasing from this Platform, you acknowledge that you have read, understood, and agreed to this Disclaimer.