Terms of Use

1. Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements to use this Platform.

2. Nature of the Platform

The Platform provides educational content, organizational tools, and structured workflow resources related to independent property sales.

The Platform does not provide legal advice, brokerage services, representation, fiduciary services, financial advice, tax advice, or transaction-specific professional advice.

3. Accounts

Some parts of the Platform may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

You agree to provide accurate information, keep it updated, and use the Platform only for lawful purposes. We may suspend or terminate accounts that contain false information, are used improperly, or violate these Terms.

4. Digital product license

When you purchase access to a region edition of the OnYourTerms.home Playbook, you are granted a limited, non-exclusive, non-transferable, revocable license to access and use that edition for your own personal, non-commercial use.

You may not:

• Resell, sublicense, or redistribute the content
• Share login access with another person
• Republish, reproduce, copy, or scrape materials at scale
• Create derivative commercial products based on the materials
• Use the materials to provide brokerage, advisory, or paid professional services
• Attempt to reverse engineer, bypass, or disrupt protected areas of the Platform

5. Region-based purchases

Each region edition is offered separately unless we explicitly state otherwise.

Purchase grants access only to the specific edition purchased and does not automatically include access to other region editions, future regions, or future products unless we explicitly say so.

“Lifetime access” or “lifetime updates” refers only to access and updates within the purchased edition for so long as that edition remains maintained and offered by the Platform. It does not guarantee perpetual availability of any specific feature, page, workflow, or region edition.

6. Pricing and payments

Prices, features, and availability may change at any time. We reserve the right to modify, suspend, or discontinue products, editions, access models, or pricing without notice, to the extent permitted by applicable law.

If payment processing is handled by a third-party provider, your transaction may also be governed by that provider’s terms, policies, and processing requirements.

7. Refunds and cancellations

Unless otherwise stated on the Platform or required by applicable law, digital purchases are generally final because access to digital materials may be provided immediately after purchase.

Any refund rights, exceptions, or limitations are governed by our Refund Policy and by any non-waivable rights that may apply under applicable consumer-protection law.

Nothing in these Terms is intended to exclude rights that cannot be excluded by law.

8. Intellectual property

All content, materials, frameworks, designs, layouts, written guidance, templates, tools, and systems on the Platform are owned by or licensed to the Platform and are protected by applicable copyright, trademark, and other intellectual property laws.

Except for the limited license expressly granted in these Terms, no right, title, or interest in the Platform or its content is transferred to you.

9. Acceptable use

You agree not to use the Platform in any unlawful, abusive, deceptive, harmful, or unauthorized way.

You may not, among other things:

• Use the Platform to violate any law or regulation
• Attempt to gain unauthorized access to accounts or systems
• Interfere with the operation or security of the Platform
• Use bots, scraping tools, or automated extraction without permission
• Misrepresent your identity or impersonate another person
• Use the Platform to provide unauthorized professional or commercial services

10. Third-party services and links

The Platform may link to or rely on third-party services, providers, payment processors, analytics tools, email services, forms, or other external resources.

We are not responsible for the availability, security, content, performance, or policies of any third-party service. Your use of third-party services is at your own risk and may be governed by separate third-party terms and policies.

11. Disclaimer and assumption of risk

You acknowledge that selling property independently involves legal, financial, contractual, timing, and negotiation risk.

You assume full responsibility for your decisions, disclosures, contracts, negotiations, compliance, communications, and transaction outcomes. Your use of the Platform is at your own risk.

Please also review our Disclaimer, which forms an important part of these Terms.

12. Limitation of liability

To the fullest extent permitted by applicable law, the Platform and its owners, operators, affiliates, licensors, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or related to your use of, or inability to use, the Platform.

This includes, without limitation, damages related to failed transactions, missed deadlines, lost profits, contract disputes, regulatory issues, disclosure issues, inaccurate assumptions, or reliance on Platform content.

13. Indemnity

You agree to defend, indemnify, and hold harmless the Platform and its owners, operators, affiliates, licensors, and service providers from and against claims, liabilities, damages, losses, and expenses arising out of or related to your misuse of the Platform, your violation of these Terms, or your violation of any law or rights of another person.

14. Termination or suspension

We reserve the right to suspend, restrict, or terminate access to the Platform, any product, or any account at any time if these Terms are violated, if misuse is suspected, if payment issues arise, or if we otherwise believe it is necessary to protect the Platform or other users.

15. Changes to the Platform

We may update, modify, suspend, replace, or discontinue any content, feature, workflow, region edition, or service at any time.

We do not guarantee that any specific page, feature, edition, or product will remain available indefinitely.

16. Modifications to these Terms

We may update these Terms from time to time. The updated version becomes effective when posted on the Platform unless otherwise stated.

Continued use of the Platform after updated Terms are posted constitutes acceptance of the revised Terms.

17. Governing law and venue

These Terms are governed by the applicable laws designated by the Platform, without regard to conflict-of-law principles, except to the extent non-waivable consumer-protection laws apply.

Any dispute arising out of or relating to these Terms or the Platform shall be brought in the courts or venues we designate where permitted by applicable law, unless applicable law requires otherwise.

18. Severability

If any provision of these Terms is found to be invalid, unenforceable, or unlawful, the remaining provisions will remain in full force and effect to the fullest extent permitted by law.

19. Entire agreement

These Terms, together with any policies expressly incorporated by reference — including the Disclaimer, Privacy Policy, Cookie Policy, and Refund Policy — form the complete agreement between you and the Platform regarding your use of the Platform.