Free tool
Net Proceeds Estimator
Estimate what you could actually take home after mortgage payoff, selling costs, and commission structure. Compare a traditional agent model against an independent selling path in one view.
Education-firstSeller-focusedCompare scenarios
Your estimated difference (independent vs agent)
$14,750
Based on your inputs. This value may be positive or negative depending on your cost structure.
Net with agent
$361,200
Net independent
$375,950
Inputs
Adjust values to match your situation. This tool is intentionally transparent so you can see what is shaping the outcome.
Other costs (apply in most scenarios)
Breakdown
Two scenarios so you can compare outcomes, not just commission costs.
Scenario A
With agent
- Commission (5.00%)$32,500
- Other costs$6,300
- Mortgage payoff$250,000
Estimated net$361,200
Scenario B
Sell independently
- Buyer agent (2.50%)$16,250
- Independent service fee$1,500
- Other costs$6,300
- Mortgage payoff$250,000
Estimated net$375,950
How to use this
- • If the difference is large, focus on whether you can execute the sale process well enough to protect that margin.
- • If the difference is small, consider whether convenience, speed, and certainty may matter more to you than keeping every dollar.
- • The strongest outcome usually comes from clean process and calm decisions, not pressure.
Note: This tool is for educational estimating only. It is not legal, tax, financial, or real estate advice. Always confirm actual fees, taxes, and contract terms in your region.
Next step
Want the commission-only view?
Use the commission savings calculator to isolate the commission comparison and create a simpler starting baseline.